• August 19, 2010

On June 30, 2005, a trucker rolled his rig in Carlton County, Minnesota and his passenger was injured, her arm amputated as a result of the accident.  Multiple insurance policies arguably provided coverage for the passenger’s liability claims against the trucker and the company for whom he was hauling at the time.

You might be able to find a continuing legal education (CLE) class on the intricacies of Minnesota insurance law in the context of interstate trucking.  On the other hand, if you just want a deep dive with no CLE credits, you can read this 52-page opinion granting summary judgment for the insurer/declaratory judgment plaintiff wherein U.S. District Court Judge Michael J. Davis, C.J., walks the reader through “filings only”  “operating authority” insurance coverage for interstate trucking, the doctrine of illusory coverage, the doctrine of “reasonable expectations,” and a careful analysis on the priority of multiple insurance policies when applied to a single accident under Minnesota law.

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